Qualify for Equipment Financing in as Little As 24 Hours!

At Beacon Funding, we specialize in equipment financing and leasing, reviewing thousands of credit applications annually. With our unique approval process, 3 out of every 4 applications get approved—helping businesses like yours secure the equipment they need to thrive.

 Apply for Equipment Financing

Equipment Financing Does Not Need to Be a Mystery

Download the guide to uncover.

 Download the 1-Page Guide

Beacon Funding is Niche Lender

We Specialize in Financing Equipment for the Following Industries

Tow Trucks
Tow Trucks
Embroidery
Embroidery
Boom Trucks
Boom Trucks
Screen Printing
Screen Printing
Cranes
Cranes
Septic Pumpers
Septic Pumpers
Landscaping
Landscaping

The 6 Qualifying Factors We Use to Get You Approved

Time In Business

BEACON FUNDING

Welcomes all businesses new and established- including start-ups!

The Other Guys

Often refuse to work with businesses younger than 2 years old.

Beacon Funding gives young businesses a chance. By looking beyond just time in business, we can ensure new businesses get the equipment financing they need!
Holding business in hands
Credit Scale

Personal Pay History

Beacon Funding

Considers the content of your personal pay history. Application is manually reviewed. We care about context.

The Other Guys

top at your credit score. To them, you are just a number in a system that doesn’t see your full story.

We believe your story is more than a credit score, so we assess several factors to secure financing that aligns with your needs.

Age of Equipment

Beacon Funding

Understands the value of equipment. We finance new & used equipment, even equipment that is being sold under private parties.

The Other Guys

They typically impose strict age limits on equipment, making it significantly more difficult to finance older or used options through traditional lenders.

We finance equipment in good condition, regardless of its age, providing the flexibility businesses need to grow.
Tow truck
Calendar

Business Pay History

Beacon Funding

We help businesses build business credit. If you have established pay history, we can secure you with even better approvals!

The Other Guys

They require at least two full years of verifiable corporate pay history before even considering providing any equipment financing.

We consider diverse factors like your equipment needs, personal pay history, and available funds. Plus, Beacon Funding also helps businesses establish business credit to enhance their power long-term.

Financial Performance

Beacon Funding

Looks at the past 3 months of your business bank statements. It's easy!

The Other Guys

Often look at 12-24 months (about 2 years) of cash flow & profitability. You will jump through hoops!

At Beacon, we strive to find all businesses the most competitive equipment financing options for their situation. Whether your business has passed financial challenges or not- we make it work.
Pay history
Money flow chart

Transaction Size

Beacon Funding

We offer equipment financing from $10,000 to $500,000+ with terms of 24 to 84 months.

The Other Guys

Provide standard, inflexible loans in terms. They usually do one-size-fits-all. It is not always practical!

We create personalized solutions that fit your business needs ensuring you always have the right financial support.
Loader icon

Calculate Your Equipment Financing Options Instantly

ESTIMATE YOUR MONTHLY PAYMENT

AMOUNT FINANCED

Please enter the Amount Financed.

TYPE OF EQUIPMENT

Please choose the Type of Equipment.

DESIRED TERM LENGTH

Please choose the Desired Term Length.

Estimated Payments As Low As

APPLY NOW
*Calculation does not represent an approval or exact loan amount.

Unlock Exclusive Financing Perks – Earn Up to $300 When You Finance!

Hirsch Solutions Financing Perks

Hirsch Solutions Financing Perks

Under 24-hour approvals and flexible credit windows for embroidery equipment.
Apply Now
M&R Financing Perks

M&R Financing Perks

Enjoy competitive approval rates for screen printing equipment.
Apply Now
Transit Tow Advantage Perks

Transit Tow Advantage Perks

Tailored financing options for medium and heavy-duty tow trucks.
Apply Now

Why Beacon Gets Equipment Financing and Leasing Deals Done

At Beacon Funding, we don't rely on just credit scores. We focus on finding ways to say 'yes.' While traditional lenders approve only 3 out of 10 businesses for equipment financing, we approve 7 out of 10 applicants.

Our innovative approach goes beyond the standard criteria, ensuring you get the financing you need to grow your business.

 GET STARTED
Woman on phone happy

What Our Clients Are Saying

"This whole process was new to me and Beacon Funding was amazing. They helped to make the process simple, and understandable. Their communication was great, which I appreciate. They were straight to the point and honest. Qualities I look for when partnering with someone. If you need help with commercial lending call Beacon Funding."
Leo Dendy

Customer Testimonial

"I financed new equipment for my business. The process was very easy and convenient. I feel my agent Sandy worked hard to get the best deal possible. Looking forward to working with Sandy Young and Beacon Funding again."

Jason Skinner

Customer Testimonial

"Worked with Amanda and Mark, they were great communicated all the steps needed to get funding. Were able to help get the process moved along and into my new truck. Would use in the future and highly recommend to anyone looking for funding to help get a tow truck company going."

Eric Bannenberg

Customer Testimonial

"Beacon Funding helped us get the equipment we needed. They are fast and professional. I couldn’t ask for a better company because Beacon Funding is truly the best. They make it happen when others say “NO”. Mr. Miles is the greatest. He made it happen and he stood by us through the whole process. He truly cares about people."

Brenda Ewelike

Ken Richy Logistics

"I bought 3 rollbacks with Daniel and every time the transactions went smooth and no hidden charges, they get an AAA +++!! Highly recommend this company and Daniel!"
Rigoberto Angulo

Customer Testimonial

"Working with them helped me a lot for my business. I have been working with them since 2000 without any problem. I have been able to grow my business much faster with the help of them, with their help I have been able to obtain everything I need working hand in hand to obtain the best for my business, I am truly grateful to Nicolás."

Kevin Montessi

Customer Testimonial

"I worked with Michael C. and he helped me get into my new service truck for my business. The process is very easy and straight forward."

Modern Diesel Tech

Customer Testimonial

"Worked with Miles and communication was easy, relaxed, and informative from start to finish. We were in the know, every step of the process, and very appreciative to these guys for helping launch our business. Until next time!"

Kelsey Overcash

Customer Testimonial

We were looking for just the right equipment at just the right financing options and Dan worked diligently to help make that happen. We have done quite a few deals with Dan and have always had a win win situation that has helped our company grow and would recommend 100%. Again many thanks and look forward to our next venture together.
Stephanie McDaniel

Customer Testimonial

"Mike at Beacon was Amazing to work with. This was the quickest and most efficient truck purchase we have ever done in our 18 years in business. We would highly recommend Beacon Funding."

A&M Septic Service LLC

Customer Testimonial

"If you’re looking for financing with new or used commercial trucks (towing, transport, etc), contact Amanda. She’s the best at getting great rates for startups companies or companies that have been in business for years. Her experience in equipment financing is invaluable and her friendly demeanor makes the whole process easier."

Pete Joseph

Customer Testimonial

"Had bad experiences with our previous funding reps, but Phil D'Aquila is great to work with, we did four loans and then a couple years later five more. (Update: it is another two years later and Phil is helping us replace the fleet once again!) Thanks Phil!"

Jenni

Customer Testimonial

"Calvin has done 4 trucks for us, the latest being almost $200k! We will not finance trucks through anyone else, 10/10 recommend!"

Shawn Brett

Customer Testimonial

"We had a great experience with Devin at Beacon Funding. The service was quick, and the billing was transparent! I have no doubt that I will come back again. Been a customer of Beacon Funding for several years now. I have always received the best service, product, and customer service whenever I come here."

Wanda Camacho

Spartan Wrecker LLC

Beacon Funding FAQ: How To Qualify

A woman in a plaid shirt smiles while talking on the phone and typing on a keyboard in a bright workspace.