We recognize that not all businesses are the same. Our tow truck financing and leasing programs are designed to ensure you get the loan you need. Most companies will qualify for affordable tow truck financing thanks to our flexible credit approval process.


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Tow Truck Financing programs

Our Lease-to-Own Program, similar to a capital lease, is ideal for businesses who prefer long-term ownership of their equipment. Once you’ve paid off your lease, you’ll own your tow truck. It’s that simple.

The Sale-Leaseback Program allows you to unlock the equity in your business' equipment and convert it to cold, hard cash. Sell your equipment to Beacon Funding and let us lease it back over a period of time. You get the cash from the sale to use for a variety of business needs while retaining the use of your equipment, then you reclaim ownership at the end of the lease term. Pinch yourself; you're not dreaming.

Our Pre-Approval Program allows you to apply for financing prior to picking an actual tow truck. This lets you shop for trucks knowing exactly how much you can afford. Simply fill out our quick online application to get started. You’ll come away with a monthly payment estimate, knowing your maximum lease amount and terms, whether any down payment is required, your end-of-lease options, and more.

We’re so flexible that we don’t even bother with set age restrictions on used equipment. If you find a slick tow truck that’s been used previously, there’s still a darn-good chance we’ll finance it regardless of age. As long as the tow truck is in good condition and being sold at a fair price, Beacon Funding is here to fund it for you. If you are looking for a used truck, we recommend starting at

A working capital loan gives you quick access to funds to keep cash flowing for your business when you need it the most. No equipment leasing or financing agreement is necessary. Working capital may be used for a variety of needs, anything from equipment soft costs to warranties and payroll insufficiencies.

Traditional lenders often disregard a young business. We think that’s crazy, because businesses under two years of operation need all the help they can get! With our deep understanding of tow trucks, we’re more than willing to provide leasing to a start-up business looking to invest in the equipment we know and love. We can also help you grow if you are in the market for boom trucks, septic pumper trucks, cranes, or even decorated apparel equipment. If you’re a new business owner, we’re your start-up financing partner. No doubt about it.


Quest TowNetwork and Beacon have teamed up to create the Quest Roadside Rewards program to offer enhanced truck financing options to Quest Service Providers. Get started today.

"My consultants were awesome. The follow up team was also really great."

Johnny Boodhoo

Ty’s247 Roadside Assistance

"I had a great first-time financing experience with Beacon Funding because my consultant understood my business and what we needed in order to make this purchase as easy as possible. I could not be happier!"

Chad Milford

Bubba’s Towing LLC

"My consultant has been very helpful and understanding of our situation. She made sure everything was done correctly and answered all our questions quickly. I look forward to doing business with her again very soon. Five star rating!"

Christopher Soto

Texas Towing and Hauling

"My consultant has been pleasure to work with. He’s very knowledgeable, responsive and quick to return calls. "

Ghazi Aldhhik

HBL Towing and Recovery

"My consultant was a great help for our company. He knew what we needed and proceeded to make it happen. He did so with professionalism and great speed, which we are grateful for! I will use him again! "

Christopher Stobb

Alpha Towing and Recovery LLC

"Beacon did everything they could to help us out in a very timely manner. Our consultant was especially helpful as this was our first foray into equipment financing. Everything was very clear upfront; no surprises at the end. "

Derek Benjamin

B&B Automotive Service & Restorations, Inc.

"Beacon makes purchasing a new truck simple and fast."

Roger Gore

A&E Towing, LLC

"My consultant knows how to make it happen. I emailed him on a Sunday with information on a truck. He responded right back. He was able to complete the process in four days! Thank you."

Christopher Savourty

RoadMasters Towing & Recovery LLC

"My consultant kept in touch and was always helpful until the loan completed. Quickness of approving the loan to purchasing equipment was speedy and smoothly completed. Thanks so much! "

Margaret Tarkington

B & K Towing, Inc


“I would definitely recommend Beacon for others starting a towing business. With us being a startup company they were able to help us with financing. The process with them was flawless.“

- Brett's Towing & Repair

Tow Truck Financing Application - Laptop

Our flexible tow truck financing programs are a starting point for building your custom loan. If one of our current programs doesn’t fit your needs, don’t worry. We’ll work with you to get a deal done that does.

  • Application Only Up to $150,000
  • Buy Now, Pay Later
  • Skip Payment Program
  • Step Payment Program
  • TRAC Lease Program

Talk to an Experienced Financing Consultant

Getting tow truck financing starts with a quick conversation about your goals. Call us today at 847.897.2499 or schedule a callback at a time that's best for you! Learn:

  • How to qualify
  • Repayment options
  • Steps for applying
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Beacon Funding location

3400 Dundee Rd, Suite 180

Northbrook, IL 60062

Beacon Funding Phone

Sales: 847.897.2499
Gen: 800.866.6396

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Why Beacon Funding?

Founded in 1990, Beacon Funding is a leading financing company providing small-ticket equipment financing services to US businesses. Over the years, we've become a premier resource for financing business equipment with flexible payment programs.

Better Business Bureau Complaint Free A+ Rating Beacon Funding