How Does Skid Steer Financing Work with Beacon Funding

Get the skid steer you need with flexible and fast funding from Beacon Funding.

By Amanda Haraden| Feb 26, 2025| 599 Views
7 MIN

Are you looking to add a versatile and efficient piece of equipment to your landscaping or hardscaping business? Skid steers are essential tools for professionals who need lightweight, maneuverable machines to tackle a variety of tasks. From moving materials to handling attachments for specific jobs, skid steers are a must-have for growing operations.

However, acquiring a skid steer can be a significant investment, and paying upfront might not always be feasible. That’s where skid steer financing helps you get one quick and easy for a low monthly payment. At Beacon Funding, we offer flexible and straightforward financing solutions to help businesses like yours acquire the equipment you need without breaking the bank.

In this article, we'll break down everything you need to know about skid steer financing, including how it works, the benefits, and how to apply. Whether you're looking to replace old equipment or expand your fleet, this guide will help you make an informed decision.

In this article...

  1. Why Financing a Skid Steer Is a Smart Choice
  2. How the Skid Steer Financing Process Works with Beacon Funding
  3. Flexible Financing Options for Seasonal Businesses
  4. Growing Your Business with Skid Steer Financing
  5. How Young Businesses Can Qualify for Skid Steer Financing
  6. Tips for Strengthening Your Financing Application

By the end of this article, you'll understand how skid steer financing with Beacon Funding works and how it can help your business grow.

Why Financing a Skid Steer Is a Smart Choice

Investing in a skid steer is a game-changer for businesses in landscaping, hardscaping, and light construction, but the upfront cost can be a challenge. Instead of waiting to save up or depleting your cash reserves, financing offers a smarter, more flexible alternative.

With skid steer financing, you can break down the total cost into manageable monthly payments, making it easier to budget while keeping your business financially stable. Rather than spending a large sum upfront, you can start using the equipment immediately to generate revenue—helping you cover the cost of financing while growing your business.

Additionally, financing isn’t just for brand-new equipment. Used skid steers can be a cost-effective solution, and Beacon Funding specializes in financing both new and used machines, even those purchased from private sellers. This means you can get high-quality, budget-friendly equipment while still benefiting from flexible financing options.

By choosing Beacon Funding, you gain access to fast approvals, customized payment plans, and industry-leading support—allowing you to get the right skid steer for your business without the financial strain.

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Get the skid steer you need today! Get pre-approved in just 24 hours!

How the Skid Steer Financing Process Works with Beacon Funding

At Beacon Funding, securing financing for your skid steer is a fast and hassle-free process designed to help you get the equipment you need without delays. Our simple four-step application process ensures that businesses can access funding quickly and efficiently.

1️. Submit an Online Application – Start by filling out our quick, no-cost application in just minutes. No commitment required!
2. Secure Verification – Easily submit your bank statements electronically for a smooth and secure review process.
3️. Fast Approval – Receive a credit decision within 24-48 hours, so you can move forward with confidence.
4️. Finalize Funding & Get Your Equipment – Once approved, work with a dedicated financing consultant to finalize the details and acquire your skid steer.

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With Beacon Funding’s streamlined process, you don’t have to wait weeks to secure your equipment. Apply today and get pre-approved in just 24 hours so you can start using your skid steer to grow your business immediately!

Flexible Financing Options for Seasonal Businesses

For businesses in landscaping, hardscaping, and construction, revenue often fluctuates with the seasons. That’s why Beacon Funding offers flexible financing options designed to match your business’s unique cash flow. With customized payment plans, you can adjust your financing structure to accommodate peak and slow seasons, ensuring you’re never financially strained during the off-season. Our seasonal payment plans are structured with lower payments during slow months and higher payments when business is booming, making it easier to manage expenses without disrupting operations.

With Beacon Funding’s tailored financing solutions, you can focus on growing your business—without worrying about rigid payment schedules.

Want a financing plan that works with your revenue cycle?

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Growing Your Business with Skid Steer Financing

Financing a skid steer is more than just acquiring equipment—it’s an investment in your business’s growth and efficiency. With the right financing plan, you can expand your services, take on bigger projects, and increase revenue without tying up all your working capital. Instead of paying a lump sum upfront, Beacon Funding allows you to finance multiple skid steers or attachments under one agreement, making it easier to scale your operations while keeping payments manageable.

Additionally, upgrading to newer equipment can improve operational efficiency and reduce manual labor costs, allowing your team to complete jobs faster and more effectively. With Beacon Funding's flexible financing, you can focus on growing your business while your equipment pays for itself.

Ready to expand your services?

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See how affordable your next skid steer can be.

How Young Businesses Can Qualify for Skid Steer Financing

Unlike traditional lenders that require years in business before approving financing, Beacon Funding takes a different approach—we consider your industry experience rather than just how long your business has been operating. This means that startups and businesses with limited credit history still have the opportunity to secure financing for the equipment they need to grow.

We understand that new contracts and seasonal cash flow fluctuations can make it difficult for young businesses to acquire essential equipment. That’s why we offer tailored financing solutions that work with your unique situation, allowing you to invest in a skid steer now and start generating revenue immediately.

Tips for Strengthening Your Financing Application

At Beacon Funding, we strive to approve a wide range of businesses—including startups and those with challenged credit. If you're looking to boost your chances of securing financing for a skid steer, here are some key steps to strengthen your application:

Provide Comprehensive Financial Information – Submitting accurate and complete business financials helps demonstrate your company’s ability to handle loan payments.

Offer a Down Payment or Collateral – Putting money down or securing your loan with assets can improve approval odds and reduce monthly payments.

Use a Cosigner or Guarantor – If your credit history is limited, having someone with strong financial backing can increase your chances of approval.

Submit a Business Plan – If you’re a startup, outlining your growth potential and revenue strategy can help lenders see your business’s long-term viability.

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By following these tips, you can increase your likelihood of approval and secure financing that helps your business grow.

Amanda Haraden
Amanda Haraden

P: 847.897.2721 |  ESchedule a Meeting with Me

As a Senior Financing Consultant at Beacon Funding, Amanda works with businesses to help define their goals and help meet their needs.



02/26/2025

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