How To Make Affording A Septic Pump Truck Easier in 2023

Purchasing a septic truck can be expensive. Fortunately you don't have to spend all your cash.

By Asher Zallik| Dec 15, 2022| 1249 Views

Buying a septic truck does not come cheap in 2023. Even at the right price it takes a lot of upfront cash to purchase a septic pumper truck.

Trying to save up enough cash to buy a septic truck takes time and can leave a large hole in your bank account.

The Cost Challenge

Buying a septic truck comes with a hefty price tag. Statistics reveal that prices for new septic trucks can range from $50,000 to $225,000. Such a significant investment can strain business finances and hinder growth opportunitites.

The Power of Septic Truck Financing

Fortunately, you have affordable options to help you buy your next truck. By spreading out the purchase cost into low monthly payments, you can get their hands on the much-needed equipment quickly while preserving your liquidity. Data shows that financing has become a popular choice among septic businesses, with a significant increase in financing approvals over the past year.

Septic truck financing allows you:

According to industry reports, septic truck financing offers several advantages:

  • Get your next truck into your fleet fast
  • Conserve your business liquidity
  • Expand your business in one smart move

And with another truck in your fleet, that means your business can generate more revenue faster.

In this article…

  1. The Advantages of Septic Truck Financing
  2. How Septic Truck Financing Helps Your Business
  3. Estimate Your Next Truck Purchase's Low Monthly Payment
  4. Finance Your Next Septic Truck with Beacon Funding

The Advantages of Septic Truck Financing

There are several advantages to financing your next septic truck. They are:

  • A lower upfront purchase cost: Financing allows businesses to acquire a septic truck with a smaller initial cash outlay, freeing up capital for other business needs.
  • Establish business credit and protect your personal asset: By financing the equipment, businesses can establish and build their credit history, safeguarding personal assets and paving the way for future financing opportunities.
  • Qualify for a major tax deductions: Financing equipment, including septic trucks, often qualifies businesses for substantial tax deductions, further reducing the overall cost of ownership.

In general, adding a septic truck to your fleet not only means saying yes to more customers, but also accelerates your bottom line.

How Septic Truck Financing Helps Your Business

A large cash payment may seem convenient, but trucks can be pricey. Prices for a new septic truck can cost anywhere between $50,000 to $225,000 – that’s a lot of dough for a single purchase.

Unlike paying cash, septic truck financing allows you to keep your savings.

Your business may need savings for:

  • Emergencies. You don’t know when the next truck breakdown or business expense will pop up.
  • Payroll. Your employees need to get paid for their hard work.
  • Saying yes to growth opportunities. There might be a new opportunity to expand your business in the near future… are you ready for it?

Accelerating business growth

In addition to the financial benefits, adding a septic truck to your fleet can accelerate your bottom line. Industry data shows that businesses with expanded fleets experience an increase in revenue-generating opportunities and an enhanced ability to serve more customers efficiently.

Estimate Your Next Truck Purchase’s Low Monthly Payment

To help businesses assess affordability, Beacon Funding offers an Equipment Financing Calculator. This tool empowers users to estimate their monthly payments, explore potential tax advantages, and determine the revenue needed to break even on their investment.

Accessible through Beacon Funding’s free mobile app , this calculator provides convenience and real-time insights, even on the go. You can even do it on the road!

See how easy it is to calculate and even apply from one convenient tool. With three powerful calculators at your fingertips, you can:

  • Get a readout of your low monthly payment.
  • Tax write off’s you can take advantage of by financing your equipment.
  • Determine how much revenue you need to earn to breakeven on your monthly payment.

Finance Your Next Septic Truck with Beacon Funding

Since 1990, we’ve been helping companies of every size get the commercial trucks they need to grow their fleet faster and help them conserve their cash. We’ve financed over $1 billion in equipment, providing quality customer service to septic companies of every size.

With the help of an A+ rated Better Business Bureau lender, chances are good can get approved between 24-48 hours for septic truck financing – even if you’re a start-up.


Get started with septic truck financing today and see why thousands of businesses choose Beacon Funding to help them keep more cash in their hands and get the truck they need while earning revenue to meet their bottom lines.

Asher Zallik
Asher Zallik

P: 847.307.6238 |  E: Schedule a Meeting with Me

Graduating with a bachelor’s degree from the University of Illinois at Urbana-Champaign, Asher Zallik is the financing consultant you will wish you knew when you started your business.